JOB DESCRIPTION



Employing Unit: Colonial Farm Credit/Mechanicsville VA office

Position Title: Loan Officer Trainee/Loan Officer (commensurate with experience and qualifications)

Salary Information: $50,000+ commensurate with experience and qualifications plus superb benefits package provided to all employees including up to 9% 401k contributions and profit sharing program



Position Summary:

Colonial Farm Credit is an agricultural credit cooperative (www.colonialfarmcredit.com). We currently have an excellent employment opportunity for a loan officer trainee/loan officer in our Mechanicsville office primarily covering the Virginia counties of Charles City, Chesterfield, Fluvanna, Goochland, Hanover, Henrico, Louisa, and Powhatan.

The position will:
• serve present and prospective member customers with sound short-term, intermediate-term, and long-term loans according to Association and district policies, standards, and procedures
• formulate business development strategies that target potential Farm Credit member customers, as well as referrals from builders, realtors, and other sources
• service all assigned existing loans within delegated authorities
• represent the Association at local events and meetings
• promote related services to all current and prospective member customers



Education, Experience, and Requirements (things you need to be successful)

1. Bachelor's degree in an agricultural field (agricultural economics preferred), finance, or economics
2. Residence in territory served by the Mechanicsville office or contiguous counties
3. Familiarity of the service area
4. Agricultural background preferred and beneficial to applicant if selected as candidate of choice
5. Strong interpersonal, sales, negotiating, and problem solving skills
6. Strong analytical, judgment, and communication (oral and written) skills
7. Awareness of current economic developments and production technology affecting agriculture in the region
8. Computer experience with intermediate skills in Microsoft Outlook, Word, and Excel
9. Attend networking opportunities and community events in order to build influencer relationships and foster business development
10. Ability to:
a. be assertive and decisive in arriving at sound business decisions
b. effectively handle multiple tasks and work independently
c. travel to/from prospective and current customers as well as industry functions
11. Aptitude to be assertive and decisive in arriving at sound business decisions
12. Travel to/from prospective and current customers as well as industry functions
13. Registration (current registration or ability to successfully register) with National Mortgage Licensing System (NMLS). This process requires fingerprinting; however, licensing is not required.
14. Acceptable background reports (credit, criminal, driving, and drug); must maintain a valid and current driver license.
15. Other: Ability to sit for long periods of time. Ability to stand for limited periods of time. Ability to walk for moderate distances. Frequent finger/hand manipulation (e.g. keyboard, office equipment, small hand tools, etc.). Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force. Regular attendance is required in this job.



Location: Mechanicsville Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111



Supervisor: Forrest Sanford, Regional Lending Manager



Applications Accepted Through: Wednesday, May 8, 2024


AA/EOE/M/F/D/V