Performs origination and analyses of potential commercial real estate lending opportunities on behalf of Bank.
Essential Job Functions:
Analyzes Loan Request Memorandums and financial statements and performs projections.
Pre-screens potential lending opportunities for further analysis.
Populates and analyzes proprietary Bank financial Excel models.
Reviews and comprehends market data and real estate trends.
Drafts credit memorandums for committee approval.
Conducts other general financial analysis as required.
Assists senior staff members, as necessary.
Regularly exercises discretion and judgment in the performance of essential job functions.
Maintains good punctuality and attendance to work.
Follows Bank policy, procedures, and guidelines.
Knowledge, Skills & Abilities:
Knowledge of all types of real estate.
Knowledge of financial concepts sufficient to allow candidate to analyze complex industry, economic, and financial data and interpret results and present findings.
Ability to problem-solve using analytical, logistical, and verbal/written communication skills.
Ability to communicate effectively both verbally and in writing, including discussing complicated issues and opportunities with substantial real estate owners and developers.
Ability to articulate the strengths, weaknesses and issues related to a transaction, in both written and oral presentations.
Ability to multi-task and work well with exacting deadlines.
Ability to work under general supervision.
Skill in using Microsoft Office Suite, including strong Excel skills, and ARGUS.
Equipment Used in Job Performance/Working Environment:
Computer
Telephone
Multi-function device (print, copy, scan)
Major Job Demands (Physical/Mental):
Decision-making
Problem-solving
Note: This description is not an exhaustive list of all job functions, duties, skills and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
Position Requirements:
Basic Qualifications:
Bachelor's degree, preferably in finance, accounting, economics or business, or commensurate work experience required.
Minimum of one (1) year of work experience in commercial real estate underwriting and/or asset management or relevant real estate coursework preferred.
Bank OZK is an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.
