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Commercial Credit Analyst at East Cambridge Savings Bank

Posted in Banking 30+ days ago.

Type: Full-Time
Location: Cambridge, Massachusetts

Job Description:

East Cambridge Savings Bank’s Lending Division is actively recruiting for a Commercial Credit Analyst (Hybrid).



Under the general direction of the Vice President – Commercial Credit Officer, perform a variety of administrative tasks in connection with commercial credit analysis for Lending Division.


We are looking for a candidate with:

  • Solid understanding of financial accounting
  • Bachelor’s degree with concentration in finance or accounting or related experience
  • 3 years experience in a Banking environment, preferably in roles that required analysis
  • Demonstrated knowledge of lending products preferred
  • Proficient in Microsoft Word and Excel
  • Excellent verbal and written communication skills
  • Strong attention to detail, interpersonal and organizational skills
  • Experience with Loan Vantage preferred


Essential Job Functions:

  • Develop and analyze property cash flow information. Spread financial statements using internal financial analysis software.
  • Prepare documentation and comprehensive credit proposals for Board presentations. Assist Vice President – Commercial Credit Officer with presentation materials and approval process.
  • Complete construction requisition request.
  • Perform annual reviews on existing relationship portfolio.
  • Responsible for conducting financial, strategic and competitive analysis for both Business and Commercial real estate customers.
  • Responsible for the tracking, collecting and reporting of loans that are incomplete due to missing documentation.
  • Maintain a good working knowledge of the Bank’s lending policies and procedures and identify and report deviations from Policy.


Supportive Functions:

  • Perform related administrative work as required.
  • Assist the Vice President – Commercial Credit Officer with special projects as needed.




Contact our Human Resources Division or visit for more details and to apply. 


Or submit your resume to:

Email: Fax: 617-252-6877 Phone: 617-354-7700


East Cambridge Savings Bank, Attn: Human Resources

344 Cambridge Street Cambridge, MA 02141


East Cambridge Savings Bank is an Equal Opportunity Employer/Disabled/Veterans

Hybrid work schedule: 3 days onsite; 2 days remote

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