Bring your drive for excellence, team orientation and customer commitment to Independence; help us renew and reimagine our business and shape the future of health care. Our organization is looking to diversify, grow, innovate and serve, and we are looking for committed, empowered learning-oriented people to join our team. If this describes you, we want to speak with you
The Underwriter II prepares and reviews various ratings, analyzes cases and employs various underwriting risk assessment techniques depending on the appropriate approach for the specific customer.
Major Job Duties include:
Uses supporting documentation for analysis and makes recommendations internally to underwriting management and/or sales based on established authority level.
Assists more junior underwriters in meeting department needs and developing skills.
Attends customer and broker dialogues in order to develop consultative skills.
Possesses solid working knowledge of Health Care Reform, risk assessment, marketplace conditions, competitive landscape, and relevant business acumen.
May underwrite medical, pharmacy, and/or ancillary lines of business.
Works closely with sales Team to advise on compliance with underwriting requiremens and customer risk characteristics.
Knowledge, Skills and Abilities
Demonstrated knowledge of insurance concepts, underwriting, rating techniques and basic risk evaluation is required.
The ability to work independently and manage multiple priorities under tight timeframes.
Strong analytical and mathematical skills as well as the ability to recognize, research and resolve discrepancies is required.
Must be detail oriented, skilled in problem solving, mathematics and algebraic concepts.
Knowledgeable of insurance concepts, and advanced understanding rating techniques.
Must have solid interpersonal skills, including written and verbal communication
Knowledge of the Microsoft office suite of products (Access, Word and Excel) and internal underwriting support systems.
Qualifications
Minimum of 3 years experience working in group insurance environment and 2+ years experience working in underwriting environment. Can be concurrent experience.
Bachelor's degree or equivalent experience required. MBA Preferred.
