The responsibilities of the Home Lending Real Estate Portfolio Team include the forecasting and controllership of the balance sheet, net interest income, and credit costs of the held-for-investment mortgage and home equity loan portfolio.
In this role, you will be responsibe for:
Forecasting, analysis and reporting of mortgage and home equity owned held-for-investment loan portfolio (both end of period and average balances), interest income, internal funds transfer pricing, liquidity premium, and other components of carrying value
Lead efforts for comprehensive analysis around portfolio analytics including but not limited to balance roll-forward, CPRs, yields, and funding costs
Month and quarter-end forecasting and estimate to actuals comparisons and variance commentary - own message creation and delivery
Ownership and execution of quarterly risk appetite, annual CCAR, and budgeting for portfolio
Direct involvement in shaping the future progression of the HL forecasting automation for the HFI portfolio
Ad-hoc senior management requests related to portfolio forecasting; direct contact with senior leaders in Home Lending Capital Markets and Home Lending Finance
Supervision of deliverables and delegation of duties throughout team - investing in continued growth of expertise within the team
Managing a team of 5+ direct reports and 2+ indirect reports in Bangalore, providing guidance through in depth knowledge of forecasting processes and business drivers
Qualifications:
7+ years of relevant product and/or control experience, with specific knowledge of mortgage-related products, bond math and working knowledge of the capital markets preferred
Strong understanding of financial reporting and accounting principles
Solid qualitative and quantitative skills
Minimum of a bachelor's degree with a concentration in either Finance or Accounting or other quantitative disciplines
Proficiency in Microsoft Office applications (Excel & PowerPoint in particular - i.e. use of pivot tables, macros, PitchPro, etc.)
Ability to streamline existing process and create new reporting processes
Proven ability to build resilient and inclusive team cultures
Displays a control mindset, sound judgment, professional maturity, is proactive, and is able to challenge the status quo, managing multiple work streams simultaneously
Excellent communication and partnering skills, ability to coordinate with leadership
Strong analytical and organizational skills, and attention to detail
Displays flexibility and the ability to adapt to a constantly changing environment
Essbase and SAP knowledge a plus
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
