Wholesale Credit Risk is responsible for lending activities, portfolio monitoring, and managing investment-grade related credit exposures within the Corporate and Investment Bank (CIB) and the Commercial Bank (CB). The group is organized by geography with teams generally aligned by industry. The teams work closely with coverage and product groups to support business needs, while balancing risk-return for the firm.
Specific duties include the following:
Monitor a portfolio of clients within the relevant corporate sectors focusing on exposure originating from the CIB, CB, trading desks, and Treasury Services
Support senior team members in structuring facilities and negotiating legal documentation on transactions
Collaborate with deal teams including product partners (e.g. DCM, traders, IB coverage, CB Coverage), credit executives and legal counsel
Prepare transaction approval memos, quarterly and annual reviews and tiering analysis
Proactively manage existing corporate clients in consultation with Credit Executives, including monitoring and recommending internal credit ratings
Develop a well-informed and forward looking view of the client business
Stay current on all aspects of the assigned credit portfolio, including industry trends, portfolio performance, compliance with covenants, potential risks and opportunities
Prepare credit analysis and build financial models, including DCF and acquisition finance models, as needed
Present credit views and recommendations to senior Credit Executives
Process and oversee credit line setup, coordinating actively with middle office
Conduct business and financial due diligence on loan, bond and equity transactions, as needed
Lead ad hoc team projects
Qualifications:
The current open positions are for analysts in Wholesale Credit Risk with a focus on the following industries: Aerospace and Defense, Automotive, Building Materials, Business Services, Chemicals, Diversified Industrials, Natural Resources and Transportation. Candidates should demonstrate:
Possess strong accounting, finance, analytical and modeling skills
Highly motivated with a natural passion to learn and an inquisitive personality
Strong interpersonal skills, and an ability to work well in a team environment
Professional work experience in financial services preferred
Strong sense of accountability and ownership of tasks
Excellent attention to detail
Interest in client interaction with strong verbal and written communication skills
Capable of understanding, describing and debating complex concepts
Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
Highly proficient in Excel, PowerPoint and Word software
JPMorgan Chase is an equal opportunity and affirmative action employer.JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
