Join a bank like no other. When you work with the world's most innovative companies, you know you're making a difference every single day. Our clients are the game changers, leaders and investors who fuel the global innovation economy. They're the businesses behind the next medical breakthroughs and the visionaries whose new technologies could transform the way people live and work. They come to SVB for our expertise, deep network and 30 years of experience in the industries we serve, and to partner with passionate, enterprising SVBers, dedicated to helping them grow and succeed at every stage of their business.

Silicon Valley Bank is looking for a Lead Treasury Analyst.

Responsible for the efficient and proper utilization of internal cash balances throughout the consolidated company. Maintain regulatory required balances at the Federal Reserve and ensure availability of funds in the unsecured Fed Funds market and secured financing availability from the Federal Reserve Discount Window and through the Federal Home Loan Bank. Working with the Portfolio & Funding Manager, Treasury Operations, and other internal subsidiaries, analyze realized cash flows relative to estimates and projections. Determine appropriate cash balances to be held with third party correspondents to minimize operational balances while maximizing interest bearing funds. Manage all cash payments/receipts necessary to ensure securities settlement activity clears as scheduled according to normal security settlement protocol. Working with the Capital Planning & Liquidity Manager, provide short-term cash flow estimates and funding projections (up to 3 months).

Other responsibilities may include but not limited to:

Manages intraday and end of day Federal Reserve Bank & correspondent bank cash positions. Buy/Sell Fed Funds in the market as needed. Ensure collateralized funding channels remain operational and evidence such through periodic testing. Manage domestic correspondent bank balances in combination with managing Federal Reserve Bank transactions while meeting maintenance period reserve requirements. Mitigate unnecessary daylight overdraft balances to minimize adverse operational fees and expenses.

Manages daily securities settlement activity with custodian banks and ensure necessary security characteristics are reflected in the accounting system of record. Manage related principal, interest, & redemption payments as well as trade related factor and coupon rate changes posted to the accounting system. Ensure custodian cash balance is sufficient to cover the net of daily activity.

Prepares daily cash reconciliation packages that capture cash activity from the prior day inclusive of custodian activity in accordance with SOX/Audit requirements. Prepare daily trading blotters that captures the trading and funding activity in accordance with SOX/Audit requirements.

Determines margin calls to be made or issued to minimize credit risk and coordinates collateral movements. Prepares daily reporting of collateral activity and monthly reconciliation.

Prepares a monthly position reconciliation of all pledged and unencumbered securities

Prepares quarterly regulatory reports, as needed, and maintains supporting documentation as required by the Federal Deposit Insurance Corporation.

Calculates and maintains maintenance period reserve balances at the Federal Reserve Bank on a bi-weekly basis, preparing a monthly reconciliation of the maintenance balance held and required, as well as an accounting of the interest income earned from such balances.

The Lead Treasury Analyst is responsible for determining appropriate use of approved Fed Funds and collateralized borrowing counterparties while adhering to established internal transaction limits. Using near-term cash flow estimates, the Lead Treasury Analyst is accountable for managing daily cash levels ensuring that funding is available to meet depositor needs as well as meeting contractual obligations of the Bank.

Bachelor's Degree in Accounting, Finance, or Economic is required.

4 -7 years of relevant work experience in a Commercial Bank or Financial Institution

Have knowledge of basic accounting and finance principles

The Lead Treasury Analyst must possess excellent time-management skills, high attention to detail, and strong communication skills.

Working knowledge of Microsoft Office Products, and intermediate or advanced understanding of Excel

Understand short-term cash investment and funding instruments (i.e. unsecured and secured borrowing facilities, money market mutual funds, treasury bills, commercial paper, etc.).

Knowledgeable of typical Bank cash uses and sources and should be able to differentiate cash balances that may be managed or utilized proactively from those that are controlled or influenced by third parties.

Must exercise clear judgement, be decisive, and react quickly to end of day fluctuation in cash balances.