Duties and Responsibilities
- Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.
- Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.
- Provide consultation and direction to loan officers and other associated staff members on marginal and complex transaction and scenarios.
- Provide continuing education, training, and communication to entire company as it relates to credit and underwriting requirements.
- Review, price, and decision portfolio products.
- Proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.
Education and Training
- Requires High School diploma; college degree preferred.
- Requires 6 or more years experience in mortgage underwriting/management.
- Requires knowledge of Microsoft Office.
Qualifications
Knowledge:
- Strong oral and written communication skills
- Strong organizational skills
- Extensive knowledge of secondary market underwriting guidelines including FHA/VA
Ability:
- Multi-task and work independently
- Perform duties under frequent time pressures
- Complete work with frequent interruptions
- Handle difficult problems involving multiple facets and variables in non-standardized situations
EOE of Minorities, Females, Vets, Disability