Job Classification:

The Group Underwriter is accountable for underwriting Group Life, Disability or Voluntary proposals and/or inforce activity in accordance with statutory regulations and existing underwriting policies and practices, assessing risk and making and communicating decisions in a manner which contributes to the profitability of the product and reputation of the company.

Main Job Responsibilities:  

·         Assesses, calculates, and specifies the conditions under which Prudential is willing to accept risk for prospective and in-force customers.  This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements. 

·         Demonstrates consistency and increased independence in the application of Underwriting judgment, formulating pricing decisions, negotiating within their authority limit, development of standard reporting requests and utilization of the pricing tools/applications and other resources.  

·         Generally able to handle a medium volume of low to medium complexity cases with minimal assistance on cases. 

·         Can more independently prioritize and balance multiple competing priorities with limited guidance.

·         Independently communicates with internal partners. 

·         Actively engages in supporting the positive consultative outcomes crucial to our long-term success through the application of growing underwriting and business expertise.

·         Creates accurate offers, standard experience reports and/or evaluations, and projections for assigned accounts. Developing business acumen for decision making and problem solving and building knowledge of the organization, processes, and customers.  

·         Maintains updated records and case files in accordance with underwriting and records policies & procedures.

·         May contribute to projects

Qualifications:    

·         Group Life and/or Disability experience, preferably 2+ years

·         Bachelor’s degree or equivalent work experience

·         MS Office expertise; specifically Excel & PowerPoint

·         Previous experience with rating tools (PRIME) a plus

·         Ability to work independently

·         Strong time management and organizational skills

·         Ability to prioritize work with limited oversight

·         Strong financial acumen

·         Results and profit oriented

Note: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $50,400.00 to $75,000.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. Roles may also be eligible for additional compensation and/or benefits. Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.

We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit www.prudential.com to learn more about our values, our history and our brand.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status , medical condition or any other characteristic protected by law. 

The Prudential Insurance Company of America, Newark, NJ and its affiliates.

Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at staffingagencies@prudential.com for more information about doing business with Prudential.

PEOPLE WITH DISABILITIES:
If you need an accommodation to complete the application process, which may include an assessment, please email accommodations.hw@prudential.com.

Please note that the above email is solely for individuals with disabilities requesting an accommodation.  If you are experiencing a technical issue with your application or an assessment, please email careers.technicalsupport@prudential.com to request assistance.