Job Summary

This position receives and reviews closed loan packages for portfolio loans and is responsible for managing time-sensitive material and meeting deadlines.  The incumbent reconciles loan purchase advices and monitors for investor updates.  Responsible for receiving and clearing trailing loan documentation from Settlement and Title Agents 

Key Responsibilities / Essential Functions

• Reviews and verifies portfolio loan closing documents for accuracy and completeness. 


• Registers closed loans with MERS.


• Creates conditions for any corrections and/or documents needed and scans closing packages into the loan origination system.


• Prepares and sends post-consummation Closing Disclosures as required.


• Confers and consults with attorneys, branch office personnel and loan operations personnel on closed loans.


• Sets alerts in file for follow-up of final documents, including but not limited to Recorded Security Instrument and Final Title Policy.


• Receives trailing documents and verifies accuracy of the documents while managing a pipeline to ensure documents are received in a timely manner.


• Corresponds with Settlement Agent offices to follow-up on outstanding final documentation.


• Preps portfolio loans for permanent document retention.


• Maintain confidentiality and security of sensitive information.

Job Requirements

Education:

• High school diploma or equivalent required.

Required:

• Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related software programs.


• Demonstrates the ability to analyze situations and make sound decisions with minimal supervision.


• Strong communication, organizational, and problem-solving skills.


• Demonstrates ability to prioritize tasks and manage time wisely.


• Customer service oriented, with focus on responsiveness to client issues and concerns.


• Excellent organizational and time management skills, strong attention to detail.


• Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws.

Preferred:

• 2+ years’ experience in a real estate law office or mortgage position.

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization. 

Work Environment, Physical Requirements  

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.  HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.


• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.


• Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.


• The employee will frequently communicate and must be able to exchange accurate information with others.


• The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.

DISCLAIMER:  HomeTrust Bank is an evolving company.  As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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