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Loan Servicing Representative (Mortgage/Consumer) at Jovia Financial Federal Credit Union

Posted in Finance 30+ days ago.

Type: Full-Time
Location: Westbury, New York





Job Description:

Say Hello to Working on the Bright Side


We are Jovia Financial Credit Union (Formerly NEFCU). Our name evokes a way of joy, a feeling of optimism, trust and “banking on the bright side”. We are a new kind of credit union, one that combines service and value with the convenience that today’s technologies allow. Our friendliness and energetic spirit make it easy to do business with us. At Jovia, our dynamic, fast growing culture awaits- come see for yourself. 


Now with more than 3 billion in assets, 200,000 members, and 450+ employees, we attract the best and the brightest talent-- who do the right thing, present a can-do spirit in a culture of fun, fulfilment, advancement and development. Find your joy here, every day.


 We give you:



  • Competitive compensation with paid training

  • Open communication and an amazingly positive staff

  • Managers who value input from their employees—we believe in you!

  • A friendly, inviting work environment

  • Work that feels like a second home with family events hosted by Jovia!

  • Leaders who are involved, transparent and coach you

  • Professional development and a perfect atmosphere for learning

  • Fun social activities to nurture creativity and teamwork

  • Great benefits – Med/Dent/401K/pension, and tuition reimbursement and more (Full Time employees)

  • New in 2020! School Loan Repayment & Gym Reimbursement! (Full Time employees)

  • Lots of growth and advancement potential

  • A CEO with brilliant vision and aspiration

Want to know why we’re so happy? Click here to learn and meet our CEO!


What you will be doing:



  • Review and perform necessary maintenance and corrections on loan records as needed.

  • Maintain the daily reconciliation of General Ledger accounts pertaining to Mortgage/Tax escrow as well as maintain unapplied balance General Ledger.

  • Review, reconcile, and execute monthly mortgage insurance premiums, and prepare and disburse escrow payments as required.

  • Review, reconcile and execute monthly tax disbursements and flood insurance policies.

  • Processing mortgage and line of credit payoffs.

  • Daily review of escrow accounts and tracking of negative escrow balances.

  • Review maintain and audit mortgages that go through an escrow analysis on a monthly basis.

What we need from you:




  • Associates Degree preferred, minimum five years in directly related mortgage/lending servicing experience.




  • P.C skills in MS Word/Excel required. 




  • Must have proven track record in these areas and be conversant with all applicable laws and regulations, including FMNA, Fair Lending Practices Act, secondary market and mortgage closing procedures. 




  • Must incorporate time management skills and maintain required performance expectations.




  • Must be flexible and realize that working hours are subject to change.



Be part of a growing not-for-profit organization where People are Everything—You are important to us. Help our members meet their financial goals and achieve their dreams. Let’s talk!


At Jovia, we celebrate innovation, diversity, teamwork, excellence, and integrity. We are an equal opportunity employer and offer competitive compensation and benefits packages to recruit, retain, and reward top talent. We would like to be your partner in success and happiness!


 

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

See job description





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