Founded in 1991 with the idea to be the alternative to the big banks, Wintrust has since grown into a financial services company with more than $45 billion in assets, headquartered in Rosemont, Illinois. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage origination, and short-term accounts receivable financing and certain administrative services, such as data processing of payrolls, billing, and treasury management services. We provide community-oriented personal and business banking services to customers located in the greater Chicagoland area, northwest Indiana, and southern Wisconsin through more than 175 community bank locations.

Job Responsibilities:

• The Commercial Real Estate Banking segment of the Commercial Bank provides customized and comprehensive solutions to create value and help meet the strategic priorities and evolving needs of our real estate clients and prospects - which include best-in-class national/regional developers, investors, and owners of non-owner occupied real estate.  Commercial Real Estate is seeking a Portfolio Manager who will learn the business trade and our relationships.  The ideal candidate is self-motivated and can multi-task across job functions, various client needs and competing bank priorities.  This person will report to the Senior Credit Officer. 


• Underwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clients


• Underwrite opportunity memos and full credit approvals for new business clients


• Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit


• Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.


• Develop a working knowledge of credit/loan policy for credit requests and exceptions


• Perform collateral analysis of current and prospective customers


• Actively participate in existing client and potential new client meetings/site visits with banking team


• Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring


• Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients


• Work with external and internal business partners on review of deal related legal documents


• Ongoing monitoring, tracking, and management of the reporting requirement exception process


• Ongoing monitoring, tracking, and management of the loan documentation exception process


• Effective communication with Credit and Commercial Real Estate Banking Officers

Qualifications:

Education/Work Experience

• 3-5 years’ experience in commercial real estate/banking/finance industry


• Successful completion of formal Credit Analyst Program, or applicable equivalent

• Bachelor’s degree (Business, Finance and Accounting preferred; but all majors considered)


• Effective business writing and professional communication skills

Skills/Knowledge:

• Ability to work as a team to accomplish tasks required


• Excellent organizational and project management skills


• Excellent verbal and written communication skills


• Strong ability to manage and organize data and information


• Exceptional attention to detail


• Professional demeanor/presentation


• Strong computer skills


• Ability to take initiative


• Willingness to be flexible and accommodate to changing demands


• Reliable

Wintrust and its subsidiaries are Equal Opportunity Employers

Supervision: Individual Contributor
Complexity Scope: Accountable for defined work assignments
Travel: Moderate (10-50%)

Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.