Founded in 1991 with the idea to be the alternative to the big banks, Wintrust has since grown into a financial services company with more than $45 billion in assets, headquartered in Rosemont, Illinois. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage origination, and short-term accounts receivable financing and certain administrative services, such as data processing of payrolls, billing, and treasury management services. We provide community-oriented personal and business banking services to customers located in the greater Chicagoland area, northwest Indiana, and southern Wisconsin through more than 175 community bank locations.

Commercial Loan Operations Quality Control and Compliance Reporting Specialist to conduct the review and process of CRA-HMDA reportable loans, daily validation on new loans, renewals, daily maintenance, research and process of consumer loan credit disputes.

• Review and process entry of HMDA and CRA reportable loans with 100% accuracy into Compliance CRAWiz system following current regulatory guidelines.  Reviewing all commercial and consumer (excluding conforming mortgage loans) loan portfolios to identify whether it is a HMDA or CRA reportable loan.  Then preparing a HMDA or CRA packet for all identified loans for regulatory purposes.


• Daily validation of prior day’s new and renewed commercial and consumer (excluding conforming mortgage loans) loan portfolios and maintenance updates for accuracy. Performs post-booking review and verification of loan system data against documentation and credit approval.  Reviews loan maintenance entered for all loan types to comply with SOXA Regulations. 


• Researching loan credit disputes for the Bank and furnishing information to the Credit Reporting Agencies according to the Fair Credit Reporting Act (FCRA) regulations and current Bank procedures.


• QUALIFICATIONS


• 5+ years of experience in commercial loan operations.  


• HMDA and CRA Reporting experience.


• Credit disputes and e-Oscar experience.


• Advanced computer skills in Excel.  


• Knowledge of FIS IBS Insight is preferred.


• Associates degree or equivalent banking experience required.


• Compliance courses, Loan System and Commercial Documentation experience.

Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.