Organization Description

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Employer Description

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

Job Description

JPMorgan Chase & Co . (NYSE: JPM) is a leading global financial services firm with assets of $2.7 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of customers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com

Our Firmwide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others

The position is in CCB Credit Forecasting's Risk Appetite and Capital Analytics team . The Vice President is responsible for leading Risk Appetite framework development and enhancement for Chase Card portfolio. This role requires strong data analytical knowledge and skills to assess relationships and patterns driving risk profiles. Develop analytics with multiple data sources for overall credit risk monitoring, including leading indicators, scorecards, triggers, and benchmarks. Coordinate with cross-functional teams such as Card Risk, Loss Forecasting, Stress Test Modeling, and Finance teams to develop and monitor key risk indicators (KRIs). Analyze threshold and portfolio concentrations limits to support management investment decisions. Maintain regulatory reporting and related controls. Drive risk recommendations for business strategy and investment decisions and communicate decisions to senior management . Quick and agile thinking is required, as this role is responsible for addressing ad hoc questions and inquiries from senior management.

The successful candidate will excel at communication and problem solving, be exceptionally organized, detail oriented, self-motivated, and ready to work in a fast-paced environment. The position requires strong writing, reporting and time management skills.

Responsibilities include:

• Provide information by assembling, interpreting, and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations to Senior Management
• Analyze risk inputs and conduct research and analysis of the credit performance and profitability of multiple segments leveraging historical performance and forecasting outputs;
• Perform quantitative analysis of customer credit card behaviors, revenue drivers, and credit performances to influence investment alternatives and portfolio optimization.
• Develop/ Support analytical tools for profitability assessment and stress credit evaluations to support the Risk Appetite framework and strategy integrations;
• Enhance consistency and efficiency across existing processes and reporting to meet changing needs of the business Self-motivated individual with ability to work on multiple projects with limited guidance
• Mentor and coach junior analysts to help them develop their risk management skills and finance knowledge

• Master's degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics)
• 5+ years of SAS and/or SQL experience or other statistical tools
• 5+ years of related analytical experience
• Strong data programming skills that incldes experience with Tableau, Python, R, Teradata

• Experience in consumer credit experience, risk management, loss forecasting analytics and/or

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans