Posted in Accounting 10 days ago.
Location: Los Angeles, California
Sterling Bank & Trust
SUMMARY Examines, evaluates, and authorizes or recommends approval of customer applications for mortgage loans by performing the following duties.
DUTIES Interviews applicant and requests specified information for loan application.
Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Compiles loan package and facilitates negotiation with applicant according to establishment standards, including fees, loan repayment options, and other credit terms. Submits loan within specified limits or refers loan to loan committee for approval.
Ensures loan agreements are complete and accurate according to policy.
Assures timely loan closing and funding activities.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Provides loan data to support marketing and sales promotion programs.
Other duties may be assigned.
Sterling Bank & Trust is an Equal Opportunity Employer and complies with all VEVRAA federal contractor requirements.
Sterling Bank & Trust will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance and the California Fair Chance Act, subject to the requirements of all state and federal laws and regulations
POSITION REQUIREMENTS: QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE High school diploma or general education degree (GED); and two or more years of Mortgage Loan Officer experience and/or training; or equivalent combination of education and experience. Good customer service skills also required.
REQ NUMBER: MOR-21-00013
LOCATION: Los Angeles Branch (Remote Position)
ABOUT THE ORGANIZATION: As a trusted neighborhood bank, Sterling Bank & Trust provides a comprehensive choice of banking solutions, innovative loan products and outstanding personal service to individuals, professionals, businesses and commercial customers. We're known for highly competitive deposit rates, expertise in mortgage lending and keeping deposits at work in the local community. Our customers know that they can stop by any branch and be treated like family. Since the Bank was founded in 1984, our customers have trusted us to help them handle their banking and financial needs.
We have neighborhood branches in San Francisco and the Bay area. We have expanded on the West Coast into Los Angeles, and Seattle, where we have a loan production office.
In 2017, Sterling Bank & Trust expanded to New York with its division, SBT Advantage Bank. SBT Advantage Bank offers the same great banking solutions, innovative loan products, and outstanding service that has made Sterling Bank & Trust a success. SBT Advantage has opened loan production offices in Manhattan and Flushing with additional locations coming soon.
We continue to grow our bank to better serve our customers and the communities we serve across the country. The bank has over $3 billion in assets.
EOE STATEMENT: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.