POSITION SUMMARY

This Risk & Underwriting Lead Analyst will support financial analyses and consultation of Express Scripts clients. Provide client with plan design consultation and appropriate plan design recommendations through creative modeling and analyses. Conduct in-depth analyses to identify client specific trends, explain past program performance and recommend opportunities for improvement. Present analyses to client as part of Account Management account team. Provide analytical, quantitative, and financial cost modeling assistance in support of Account Management and client objectives. On-going management of a client's contract to ensure compliance with financial terms. Develop pricing for client renewals and prospects from P&L modeling to overseeing execution of client contract. Manage client profitability to targets and guidelines. Respond to RFP financial requests. Work with Sales and Account Management in creating pricing and product positioning strategies. Assist in the presentation and negotiation of client deals.

ESSENTIAL FUNCTIONS

• Develop pricing strategy and underwrite offers to win and retain clients while also maximizing profitability.
  
  


• Conduct analytical, quantitative, and financial cost modeling for clients with varying lines of business including Commercial Employer Groups, Medicare Part D, Medicaid and Health Care Exchange and present to C-level executives.
  
  


• Work with Sales and Account Management to review, strategize and analyze client renewal and new sales opportunities.
  
  


• Support Senior Leadership in business management through understanding margin and performance drivers.
  
  


• Attend client meetings and provide consultative client support by conducting in-depth analyses to identify client specific trends, explain past program performance, and recommend opportunities for improvement.
  
  


• Provide clients with plan design consultation and appropriate plan design recommendations through creative modeling and analyses.
  
  


• Negotiate and manage the set-up of a client's contract to ensure compliance with financial terms and pricing guarantees.
  
  


• Participate in department and company projects.
  
  


• Develop and improve existing best practices for client support and financial modeling.
  
  

QUALIFICATIONS

• BS in Economics, Statistics, Finance or other quantitative area; MBA a plus.
  
  


• 2+ years of relevant financial and analytical experience.
  
  


• PBM / Managed Care / Healthcare / Pharmaceutical experience preferred.
  
  


• Strong interpersonal and presentation skills.
  
  


• Excellent quantitative and analytical skills, financial modeling skills a plus.
  
  


• Excellent PC skills.
  
  


• Strong written and verbal communication skills.
  
  


• Self-starter; able to work on multiple projects simultaneously.
  
  


• Up to 10% travel.
  
  

ABOUT THE DEPARTMENT

If your niche is in financial reporting and analysis, underwriting, cash management, audit or investor relations, our Finance department may be a perfect fit for you. Our teams within Finance work together to ensure that spending stays on track and that we remain a profitable industry leader. We're always on the lookout for innovative people who will bring outside-the-box thinking to our team.

This role is Flex/WFH which allows most work to be performed at home or on occasion at a Cigna office location. Employees must be fully vaccinated if they choose to come onsite.

About Cigna

Cigna Corporation exists to improve lives. We are a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. Together, with colleagues around the world, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation. When you work with us, or one of our subsidiaries, you'll enjoy meaningful career experiences that enrich people's lives. What difference will you make?

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.