the Credit Analyst will approve or deny credit limit requests in accordance with established policies and will support onboarding of new accounts, order release managements, and collections support. An excellent candidate for this role has excellent analytical skills and knowledge of financial statements and credit risk metrics.
Your Impact
The primary functions of this role, include but are not limited to:
1. New Accounts: Responsible for the complete process of setting up new accounts for those
that fall within defined area of responsibility. Assigns credit line within granted authority level.
2. Credit Analysis: Analyzes credit data and financial statements to determine the degree of
risk involved in extending credit. Approves assigning of credit line and renewal of expired
lines within granted authority level. The proposal shall include the degree of risk
involved determined from analysis of credit data and financial statements
3. Order Release Management: Approves orders in excess of line up to assigned thresholds.
Provides order management support for Collections, Sales and Supply Chain by monitoring
credit exposure and payment habits to minimize risk
4. Collections Support: Evaluates, approves, or proposes payment plans to assist customers
in the resolution of delinquencies during time of temporary financial strain. Is familiar with
and utilizes Personal Guarantees & Promissory Notes to mitigate risk
Who You Are
Must have an excellent sense to compliance and adherence to policy & Self-Motivated
Able to manage different technology platforms and workflows
We’d love to hear from people with
Financial Statement Analysis experience
Underwriting or Risk management
Collections experience
Ability to function independently with the experience to successfully handle multiple priorities
Experience in using financial concepts including a basic understanding of commercial law
Ability to consult with internal and external customers to collect information and resolve issues
Proficient in Microsoft Office applications
Prior ERP experience preferred
Demonstrated analytical skills with the ability to identify and resolve problems
Excellent customer service and organizational skills
Excellent interpersonal and communication skills to interact with diverse partners both internally
and externally
Solid Analytical and problem-solving ability
Ability to apply accounting principles in the interpretation of financial statements
Ability to multi-task in a fast paced, metric-oriented environment and deliver against established
timelines
Ability to interface will all integral departments and all levels of management
Must be well organized, detail oriented, self-motivated and demonstrate effective time
management skills with the ability to prioritize without much supervision
Must have excellent and self-guided work capabilities
What We'll Give You –
Competitive Pay and Bonuses - We’ve created a variety of competitive compensation programs to foster career development, reward success and to show our employees just how much they’re valued.
Financial Planning and wellbeing - No matter what financial goals our employees have set, we want to help them get there. Our plans provide powerful ways to protect income, pay for expenses and invest in the future.
Time away from work - Sometimes we need time away to be with family, focus on our health or just simply recharge. Our plans support our employees’ needs to get out, get healthy and come back stronger than ever.
Extras, discounts and perks - Being a valued member of the Deckers Brands team means more than just a paycheck. From generous discounts to community-based programs, we offer a variety of cool extras
Growth and Development - Deckers Brands was built on the idea of pursuing passion. That’s why we offer extensive opportunities and support for personal and professional development.
Health and Wellness - There’s nothing basic about our comprehensive health and wellness programs and offerings. While at work and at play, we aim to support a healthy lifestyle.
Equal Employment Opportunity
Diversity and inclusion are key to our success. We are proud to be an equal opportunity employer and our employees are people with different strengths, experiences and backgrounds who share a passion for our brands. We welcome qualified applicants regardless of their race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, age, military or veteran status, mental or physical disability, medical condition and all of the other beautiful parts of your identity.
