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Financial Specialist I at New York Community Bank

Posted in General Business 30+ days ago.

Type: Full-Time
Location: Hicksville, New York

Job Description:


Bachelor's Degree in Business, Finance or Accounting preferred. One year of experience in financial industry preferably in the commercial lending field.


Basic knowledge of commercial lending regulations and practices. Computer literate with proficiency in Microsoft Excel and word. Excellent verbal, written and interpersonal communication skills. Good financial analysis and mathematical skills. Detail oriented. Excellent organizational skills. Ability to manage and prioritize multiple work assignments.

Based in Westbury, NY, New York Community Bank is a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Ohio, Arizona and Florida. New York Community Bank serves customers through over 200 branches featuring a divisional structure: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona. With a longstanding reputation of strength, stability and service, NYCB is proud to be committed to the communities it serves.

To learn more about the NYCB Family of Banks visit us at .

Help recruit top talent for NYCB through the employee referral program. All NYCB employees are encouraged to submit referrals. Locate top talent right in the community where you live, work and play. Amazing individuals are all around be sure to let them know how they can become a part of the NYCB family.

NYCB is an equal opportunity employer that prohibits discrimination on the basis of race, color, age, sex, national origin, ethnicity, religion, marital status, disability, military status, veteran status, domestic violence victim status, gender identity or expression, sexual orientation, genetic information and any other classification protected by applicable federal, state, or local law or ordinance.

This policy against discrimination applies to all terms and conditions of employment including, but not limited to: recruitment and selection, promotion and demotion, transfer, training and development, compensation, benefits, leaves of absence and termination. NYCB will consider reasonable accommodations for employees and applicants with disabilities, as well as accommodations that are necessary for an employee to practice their religious faith. JOB SUMMARY

Responsible for performing less complex review and analysis of financial statements for income producing multi-family and commercial mortgage loans.


Analyzes borrowers' financial statements, balance sheets, income & expense statements, rent rolls, etc. Reviews current escrow balances as well as outstanding undertakings. Compares current analysis to previously completed reviews and reports major changes/trends to department manager. Enters data relative to satisfactory/required debt service coverage. Advises department manager of findings if debt service coverage is not adequate. Performs in-depth reviews of loans in the High Profile portfolio and works with the bank's loan officers in completing said reviews. Communicates with borrowers, managing agents, account officers, controllers, attorneys and brokers as needed to clarify information. Performs special projects, and additional duties and responsibilities as required. Where applicable and when performing the responsibilities of the job, employees are accountable to maintain Sarbanes-Oxley compliance and adhere to internal control policies and procedures

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