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Universal Banker at Mechanics Bank

Posted in Banking 30+ days ago.

Location: Reedley, California





Job Description:

Mechanics Bank is looking for a Full Time Universal Banker for our Reedley Branch.

Under general supervision, independently and accurately performs the full range of teller and new accounts transactions according to established procedures. Provides dual control support. Delivers excellent customer service.

What you will do:


  • Performs routine teller transactions, new account transactions and works directly with clients. Responsible for maintaining and balancing a cash supply for transactions performed.

  • Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail office. Promotes the full range of deposit products and services that best meets the client's needs. Receives consumer loan applications and reviews loan packages for required documentation. Processes simple consumer loan packages and refers complex applications to qualified employees in the branch.

  • Assists customers with account maintenance, online banking, mobile banking, and other complex account issues. Resolves concerns presented by clients.

  • Represents the Bank and its products and services with pride and enthusiasm. Senses and responds to customer needs. Identifies and pursues new or related customer opportunities for additional products and/or services. Provides quality referrals to business partners.

  • Reviews client transactions for red flags and fraudulent items. Maintains awareness of current criminal scams used against banking clients. Prevents clients from becoming victims of fraud.

  • Gathers data and processes various reports and forms (e.g., Currency Transaction Reports, Reg CC, holds, overdraft, etc.) to ensure compliance with Bank policies and procedures, Bank Secrecy Act/Anti-Money Laundering and regulatory compliance programs.

  • Completes required compliance training in a timely manner. Participates in branch, Region, and Bank campaigns.

Who you are:


  • Excellent interpersonal skills and customer service.

  • Ability to work independently and collaborate effectively as a team member.

  • Ability to make decisions using information available.

  • Excellent interpersonal skills, attention to detail, and customer service.

  • Working knowledge of Bank deposit products and services.

  • Working knowledge of Bank's consumer loan products.

  • Basic knowledge of alternative Bank services and vendor provided products.

  • Ability to persuade, including the value and benefits of using the Bank's services and products.

  • Knowledge of applicable Bank policies and procedures.

Certifications, Licensing, Education, Experience and Other Qualifications:


  • High School Diploma/GED

  • Entry Level Individual Contributor: 0-3 Years of Experience


  • Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.

  • Please view Equal Employment Opportunity Posters provided by OFCCPhere.

  • To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit https://www.mechanicsbank.com/California-Consumer-Residents


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