Mechanics Bank is looking for a Sr. Universal Bankerfor the Lafayette, CA Branch.
With limited supervision, independently and accurately performs the full range of teller and new account transactions according to established procedures. Approves client and internal transactions for other employees, provides dual control support, and is highly knowledgeable in operating policies and procedures. Delivers excellent customer service.
What you will do:
Performs routine teller transactions, new account transactions and works directly with clients. Responsible for maintaining and balancing a cash supply for transactions performed.
Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail branch. Promotes the full range of deposit products and services that best meets the client's needs.
Receives, processes and closes consumer loan and small business loan applications and reviews loan packages for required documentation. Clarifies to customer basic qualifications for the loan(s), rates, terms and conditions. Keeps customer apprised of loan application status.
Assists customers with account maintenance, online banking, mobile banking, and other complex account issues. Resolves concerns presented by clients.
Represents the Bank and its products and services with pride and enthusiasm. Senses and responds to customer needs. Identifies and pursues new or related customer opportunities for additional products and/or services. Provides quality referrals to business partners.
Reviews client transactions for red flags and fraudulent items. Maintains awareness of current criminal scams used against banking clients. Prevents clients from becoming victims of fraud.
Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers; reviews the work of others for compliance. Completes required compliance training in a timely manner.
May lead and direct the activities of Customer Service Representatives and other Universal Bankers.
Who you are:
Excellent interpersonal skills and customer service.
Ability to work independently and collaborate effectively as a team member.
Ability to make decisions, review, and approve other employee decisions.
Excellent time management skills, organizational ability, and attention to detail.
Extensive knowledge of Bank deposit products and services.
Thorough knowledge of Bank's standard loan products.
Extensive knowledge of alternative Bank services and products and vendor provided products.
Ability to persuade, including the value and benefits of using the Bank's services and products.
Knowledge of applicable Federal and State banking regulations.
Certifications, Licensing, Education, Experience and Other Qualifications:
High School Diploma/GED
Intermediate Contributor: 1-3 Years of Experience
May require registration as a Mortgage Loan Originator (MLO) under the "Secure and Fair Enforcement of Mortgage Licensing Act".
May require notary license
Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
Please view Equal Employment Opportunity Posters provided by OFCCPhere.
