Job Description

First PREMIER Bank is looking for a Mortgage Loan Associate to process mortgage loans from the time of origination to underwriting and, after approval, through closing, shipping, insuring, final documents and loan servicing.

We support a promotion-from-within philosophy for strong performers!

Compensation and Schedule

Starting wage is determined based on prior work experiences.

Full-time Hours: Monday-Friday 8:00am-5:00pm

Training Schedule:

Paid on-the-job training!

Essential Duties and Responsibilities

• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, length of employment, obtain property abstract, survey, appraisal and insurance information and input information on LOS.


• Submits mortgage loan application file for underwriting approval.


• Communicate with loan officer and underwriter about issues pertinent to property and credit.


• Prepares Closing Disclosure and works with settlement agent to coordinate numbers to ensure all fees and costs are accurately calculated.


• Confirms all closing conditions are met per investor guidelines.


• Run required monthly reports.


• Process any outstanding escrow holdback per investor requirements.


• Cross- train and learn other functions within the department as needed.

Skills and Qualifications

•  Must have excellent interpersonal skills; being able to communicate both in person and on the phone.


• 
  

  Combination of education/experience that would enable incumbent to meet essential functions and required competencies of the position.

  
  


• 
  

  Experience in banking or real estate processing, closing, post-closing preferred.

  
  


• Conduct tasks in a manner that complies with all consumer protection regulations and treats consumers fairly.

Culture and Benefits 

At First PREMIER Bank and PREMIER Bankcard, we've created a culture that emphasizes personal success, respect, health and wellness, fun and giving back. This is an environment where you will be rewarded, valued and celebrated for your hard work. We provide our employees a robust and expanded package of health benefits, incentives, growth and career advancement opportunities and some pretty epic parties—from concerts by big-name artists to giving away cars. We believe in investing in our employees, their families and our communities.

We’re Investing in You

• Additional compensation for high performers in the form spot awards or incentives.

• Full medical benefits for 20+ hours/week. Medical plans and contributions to spending accounts with free dental, vision, EAP, life, AD&D, company match 401(k), long and short-term disability plans

• Generous time off plans including PTO, Sick Pay, and Bonus Days

• 401(k) – Dollar-for-dollar match up to 5% of total compensation, 100% associate-owned

• Growth plans and career pathways having the opportunity to receive an hourly wage increase

• PREMIER Wellness Program

• Special discounts and pre-sell offers for Denny Sanford PREMIER Center events

• Paid community volunteer hours

• Special employee parties and incentives

 Application Process 

To ensure timely communication during the application process, please ensure that the "My Presence" portion of your profile is kept current. This should include your most recent phone number and email address. Additionally, please upload any relevant documentation, such as a cover letter and resume. Initial contact will be made via email. Please check your email regularly for any updates or sign in at www.firstpremier.com/careers to view any status changes.

Neither First PREMIER Bank nor PREMIER Bankcard, LLC discriminates in hiring or employment on the basis of race, color, religion, gender, national origin, age, disability, protected veteran status, or status within any other protected group.

See job description