Our Firmwide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer& Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others

In the Full Application and Line Assignment role, the candidate will be responsible for analyzing and quantifying risk based acquisitions strategies for Business credit cards, managing through implementation of the strategy and ongoing monitoring to optimize profitability.

The role will include, but is not limited to, conducting complex risk analysis via statistical methods and segmentation analysis to set the business card underwriting criteria, credit limits, and exposure amount for existing and new products. This will be accomplished through an understanding of risk analytic techniques and relevant data, clear communication to business partners, and a strong working relationship with individuals within Risk Management and partners in the organization.

Key Responsibilities

• Conduct UAT testing prior to strategy implementation, validate strategy and policy implementation quality and track performance over time
• Generate thoughtful analytics & recommendations concerning acquisitions, including strategy development, implementation, operational controls, and performance monitoring
• Attain a detailed understanding of key acquisitions performance metrics and profitability drivers enabling the delivery of insights to management
• Acquire an understanding of the operational processes (e.g. underwriting, portfolio, collections) which will aid in understanding acquisitions performance drivers
• Conduct ad hoc analytics and contribute to various projects representing Risk Management

• Master's degree or equivalent in statistics, economics, mathematical finance, industrial engineering, physics, or related quantitative field

• 4 years of experience in financial credit risk strategy development, or related experience

• Strong analytical and problem-solving abilities

• Proven ability to query large amounts of data and transform the raw data into actionable management information

• Experience in analytical tools including SAS, SQL, and VBA, and statistical segmentation tools, including E-miner and Knowledge Seeker.

• Experience in Excel (including pivot tables) and Powerpoint.

• Experience in financial lending credit risk management, especially underwriting risk

• Demonstrated knowledge of P&L (profitability and loss) analysis in financial industry

• Ability to work independently while managing multiple deadlines and priorities

• Strong written and oral communication skills

• Experience delivering recommendations to managementChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans