This role will focus on portfolio strategies such as balance transfer and new lending initiatives and will seek to optimize segmentation, targeting, performance, and decision profitability.
Responsibilities include:
Candidate will have direct ownership and accountability of initiatives for balance transfer and portfolio lending strategies. This includes oversight of eligibility rules, strategy segmentations, and financial assessment. Candidate will work together with multiple business partners to implement changes to the strategy, and communicate performance and future expectations to multiple levels
Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy. Candidate must have excellent SAS/SQL skills
Responsible for recognizing opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality
Design, implement, track, and report on new strategies in a Test vs. Control environment. Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions
Effectively develop and communicate creative solutions to business unit management
Work with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk
Help spearhead best in class documentation and audit controls surrounding portfolio lending strategies
Develop and maintain comprehensive controls to ensure processes are executing as designed and perform root cause analysis on trends against these strategies and processes. Where issues arise, must be able to recommend and implement appropriate resolutions
Act as a leader and mentor to junior analysts to understand data and find innovative solutions to complex business problems
Qualifications:
Bachelor's degree in a relevant quantitative discipline like Statistics, Economics, Finance, Mathematics. Advanced degree preferred.
6+ years of risk management or financial services experience
SAS, SQL, and statistical analysis experience required
Result oriented with high attention to detail and ability to lead projects
Strong understanding of consumer lending;
Flexible and able to handle multiple tasks in a fast-paced changing environment
Proven innovative thinker with high degree of creativity and possess disciplined analytic and problem-solving skills
Strong written and verbal communication skills, including ability to present findings to Senior Management
Experience partnering across different functions and possess independent decision-making skills
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
