Review credit applications and render appropriate credit decision within credit policy requirements and in compliance with all regulations
Review policy and/or pricing exceptions and assist in daily operations
Structure decisions to maximize profit and enhance dealer relationships
Decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved
Meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics
Coordinate with Manufacturing Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort
Initiate sales calls via telephone, and where appropriate, prepare written follow-up
Provide prompt, accurate responses to all internal and external customer inquiries
Qualifications :
One to three years of underwriting experience strongly desired
Auto Finance experience preferred
Excellent verbal and written communication skills
Strong problem solving, organizational, negotiation, and interpersonal skills
Highly skilled in credit decisioning, with a solid understanding of credit and applicable federal and state regulations relative to consumer lending
A comprehensive knowledge of indirect loan and lease programs, bank products and services
PC literate with a good working knowledge of common application software
Results-oriented with a high level of personal initiative and proven leadership ability
Full spectrum lending experience is preferred
Experience reviewing credit bureaus
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
