Job Description:

JPM Chase & Co . (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at http://www.jpmorganchase.com/ .

Our Firmwide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

Chase Consumer & Community Banking (CCB) s erves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others

We are looking for a Vice President to manage the Auto Lending credit forecasting function for the Dealer Commercial Services (DCS) portfolio. The credit forecasting function is a highly visible role which must interact with partners in risk strategy, finance, accounting, model validation, controls and technology. The role is primarily focused on implementing, testing and executing credit forecasting processes in a timely, disciplined and controlled fashion. The candidate will be responsible for communicating credit results to senior management including the CRO and CFO of the Auto Lending business

The candidate will primarily be responsible for the Dealer Financial Services portfolio and will work with experienced risk analysts and associates across the US and India. In the development of the credit cost forecast for the business, he / she will be required to look for ways to improve the efficacy of the forecasting process, analyze both internal customer behavior trends with external price and market information while maintaining strong risk and control environment.

Responsibilities:

The primary purpose is to manage the Auto Lending credit forecasting processes through the updating and maintenance of loan forecasting data, models, processes and documentation. The role will also partner with the Auto Lending risk strategy and finance organizations in various month end and quarter end closing activities and ad-hoc analyses.

The successful candidate is responsible for the following:

• Execute mathematical or statistical models to generate, interpret, and summarize credit loss results for the DCS portfolio to support ALLL, budget and regulatory stress testing (CCAR/ICAAP) processes.
• Support DCS CRO by driving risk related strategies
• Identify risk drivers to support and explain credit results to senior management
• Provide solutions to complex problems and drive results.
• Partner closely with model development, technology, and finance
• Execute these tasks accurately and in a timely manner for a wide range of forecasting initiatives.
• Adopt and implement best practices and standards for all production processes.

Qualifications:

• 3-5 years of related Risk and Finance experience
• Degree in Accounting, Finance, Economics or other quantitative field
• Understanding of credit and risk policy; experience in credit roles will be given preference
• Understanding of accounting standards and requirements
• Experience in managing complex processes leveraging complex data and models
• Strong analytical/problem solving skills and attention to detail
• Self-motivated and pro-active with proven ability to work accurately and under pressure to meet deadlines
• Proven ability to communicate effectively within a team environment and interact across departments
• Excellent verbal and written communication skills
• Ability to summarize and explain clearly large and complex information to a wide range of audiences

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

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