Senior Credit Analyst at Independent Bank

Posted in Accounting 10 days ago.

This job brought to you by Local Organization

Location: Loveland, Colorado

Job Description:

Independent Bank

CO - Loveland - 80537 - 935 North Cleveland Avenue
Full time

Responsible for quantitative and qualitative analysis of financial information to assess the risk of offering credit to businesses and individuals.


  • Prepare written credit-approval packages for approval presentation

  • Research, examine, and quantify the degree of credit risk involved in a credit

  • Evaluate customer records and recommended payment plans based on submitted financial data

  • Generate financial ratios, using computer programs, to evaluate a customers' financial capacity

  • Analyze financial data such as income growth, quality of management and market share of customers

  • Coordinate the preparation of various monthly reports for presentation to senior management

  • Assist with the monitoring of loan performance in the bank's portfolio

  • Other job related duties as assigned by the Credit Administration Manager


  • Bachelor's degree in business related major and at least two accounting courses or relevant experience

  • 2+ years banking credit analyst experience required, formal bank credit training preferred

  • Commercial real estate cash flow analysis experience preferred

  • Proficiency in Microsoft Word and Excel is required

  • Familiar with standard concepts, practices, and procedures within banking

  • Possesses the ability to communicate at a high level both verbally and in writing

  • Motivated self-starter and an active learner

Job Details:

In accordance with Colorado law: Colorado pay for this position is anticipated to be between $59,600.00 - $95,500.00 annually, actual offers to be determined based on applicant's skills, experience and education.

Independent Financial is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of age, ancestry, color, gender (including pregnancy, childbirth, or related medical conditions), gender identity or expression, genetic information, marital status, medical condition, mental or physical disability, national origin, protected family care or medical leave status, race, religion (including beliefs and practices or the absence thereof), sexual orientation, military or veteran status, or any other characteristic protected by federal, state, or local laws.

The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.