Job Description:

As a Universal Banker, you will provide best-in-class service by processing routine banking transactions while also developing deep customer relationships and a thoughtful understanding of their needs. Through relationship building, you will identify and offer the best and most appropriate personal business financial products and services along with educating your customers on alternative and convenient transaction channels. All Universal Banker team members will be cross-functional in a universal banking model to assist clients with a myriad of needs.

Functions:

- Do Right by accepting and accurately processing a variety of financial transactions for customers, including typical consumer and business transactions, i.e., cashing checks and processing checking and savings account withdrawals and balancing duties, while seeking opportunities to further develop customer relationships and identify sales opportunities; and utilizing basic sales techniques to deepen existing customer/prospect relationships, i.e., new accounts and products that properly fit the need of the customer.

- Embrace We by supporting the transactional needs of the banking center and other lines of business, as well as identifying opportunities to deepen customer relationships.

- Own It by meeting or exceeding individual sales/referrals and activity objectives as measured by an individual sales and referral scorecard.

- Introduce Fresh Thinking by educating customers on alternative channels and technologies that provide value and convenience.

- Maintain responsibility for cash drawer and follow proper balancing procedures.

- Review and maintain knowledge of products, fees and policies and stay current on offerings or product suggestions for consumer and small business lines of banking.

- Open and process moderate to complex consumer accounts and basic small business deposit accounts, providing appropriate solutions/services to businesses for managing their cash flow.

- Originate simple consumer lending products such as personal loans and credit cards.

- Explore the customer's financial needs to recommend other bank services and, when appropriate, refer customers either within the branch or to other departments

- Demonstrate compliance with all bank regulations that apply to your position and stay current on regulation changes including Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position.

- Create a positive impact within the communities you serve by investing time in Community Reinvestment Act (CRA) activities and financial literacy initiatives.

Qualifications:

- High school diploma required; college coursework preferred.

- Previous banking or demonstrated sales experience in business, retail or other industries.

- 2-years cash handling experience in a banking or retail environment preferred.

- Foundational knowledge of sales and service techniques with consumers and small businesses in a structured, goal-based environment preferred.

- Excellent written and verbal communication skills with the ability to solve problems and nurture client relationships even in contentious situations.

- This position does NOT require S.A.F.E. registration at the time of employment.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

M-F 8-5.

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