Portfolio Analytics and Strategy Analyst

About Us

Are you someone who seeks opportunity and has a
true desire to grow your career with an organization that has enriched the
lives of its clients and communities in the Greater Washington region for more
than 150 years? If so, Sandy Spring Bank may be the perfect fit for you!

Sandy Spring Bank is a growing financial
services company focused on creating real experiences for our employees,
clients, shareholders and communities. We are proud to have been recognized by The Washington
Post and the Baltimore Sun as a Top Workplace, by Forbes magazine as the #1 Bank in Maryland, as well as by American Banker as a Best
Bank to Work For. It is our employees who play an integral role in shaping who
we are as a company and upholding what matters most to us: people and
relationships.

To help us attract the highest quality
individuals, we offer a comprehensive benefits package to those who qualify. We
offer competitive market salaries, paid time off, multiple retirement savings
options, full health care options, life insurance, health care and dependent
care flexible spending accounts, career development opportunities, tuition
assistance and volunteer opportunities. We are proud to offer those, and so
much more, making Sandy Spring Bank a remarkable place to work and build a
career.

About The Job
Sandy Spring Bank is currently
recruiting for a Portfolio Analytics & Strategy Analyst in the Credit
Administration Department. If you are
the chosen candidate, you will be responsible for the development and reporting
of critical loan and deposit data used in analyzing portfolio risk. As part of portfolio risk, responsibilities
include quality assurance for commercial, consumer, and mortgage loans. Maintains in-depth knowledge of loan classifications,
regulatory guidelines, internal loan policy, servicing, and general banking.

Areas of focus:
- DEVELOPMENT OF REPORTING
Develops, prepares, gathers and analyzes reports
that are distributed to Lines of Business Managers, Executive Officers and
Board Members. Oversees portfolio
performance against KPI targets and analyzes data and trends. Business Intelligence Center (BIC) and other
Support Systems, such as CREInsight and the bank's internal data warehouse, are
used for the development of these reports.
- PORTFOLIO ANALYSIS
Analyzes the portfolio to identify
operational, regulatory and/or credit risk.
Such analysis involves: risk rating migration, concentration, LTV,
geography, non-performing assets, exceptions, and stress testing. Work may require extensive loan review to
gather data. Develops new practices and
systems to ensure ongoing data integrity.
- LOAN EXAMINATION/REVIEW
Works with internal and external
examiners/auditors in accordance with the bank's SOX controls. Creates reports that are outside the scope of
the examiners and loan reviewers to ensure quality in all lending areas. Thoroughly understands the bank's credit
policy, guidelines, and controls in order to keep credit strategy in line with desired
risk goals.
- ALLOWANCE FOR CREDIT LOSSES
Works
with the CECL Working Group and Asset Quality team to prepare the Allowance for
Credit Losses (ACL) and commercial loan Watch List. Reviews the loan portfolio on an ongoing
basis to maintain proper classifications and codes that impact the bank's
reporting and ACL.
- SPECIAL PROJECTS
Works closely
with the Portfolio Risk Manager on larger projects that impact the Credit and
Loan Administration departments. Many
projects will require collaboration with other department leads, including, but
not limited to: Finance, Loan Administration, Regulatory Management, Audit, and
the Project Management Office. Examples
of such projects may include: development of the bank's internal data
warehouse, enhancing system capabilities to support ongoing stress testing
efforts, and improving the bank's covenant monitoring process.
Required Skills:
- Position requires a bachelor's degree or higher in accounting, finance, or related field with a minimum of 5 to 7 years of responsible experience in any combination of work in consumer, commercial, or mortgage loan areas.
- Advanced level of skill using personal computer applications, particularly Microsoft Excel, is necessary to design and develop reports or systems as needed.
- Advanced problem solving skills are needed to find solutions to problems that are technically complex and require collection, interpretation, and analysis of data from diverse sources is required.
- Interpersonal skills are needed in order to interact with members of the Loan Accounting staff, management, and/or clients to resolve questions or problems.
Sandy Spring Bank is an Equal Opportunity
Employer and all qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, sexual orientation, gender
identity, national origin, disability status, protected veteran status, or any
other characteristic protected by law. We maintain a drug-free workplace
environment and perform pre-employment substance abuse testing.

If you require a reasonable accommodation to
apply for a position, please call our job line at 1-800-399-5919 and select
option 5. Requests are considered on a case-by-case basis.

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