Banc of California, Inc. (NYSE: BANC) is
a bank holding company with approximately $8 billion in assets and one
wholly-owned banking subsidiary, Banc of California, N.A. (the “Bank”). With
our 600+ dedicated professionals, we provide customized and innovative banking
and lending solutions to businesses, entrepreneurs and individuals throughout
California. We proudly partner with community organizations that provide
financial literacy, job training, small business support, and affordable
housing to help improve the communities where we live and work. With a
commitment to service and building enduring relationships, we provide a higher
standard of banking.
JOB
SUMMARY:
Responsible for ensuring final loan documents are accurately created and
are in accordance with specific requirements and programs within Warehouse
Lending. Responsible for validating all information on all forms are in
accordance with Bank and lending regulations.
Provide final validation and approval on loan documents which includes
pricing of loans and processes wire requests to closing agents. Monitor wet
collateral report and note shipment requests.
Performs all duties in accordance with the company’s policies and
procedures, all U.S. state and federal laws and regulations, wherein the
company operates.
ESSENTIAL
DUTIES AND RESPONSIBILITIES:
Review
incoming warehouse loan data file, funding documents and wire instructions.
Review
pricing of loans and disbursement amount requested; make necessary corrections
if needed. Verifies all underwriting and doc conditions have been satisfied and
signed off on loan approval.
Assist
with collateral shipping; collateral conversion and monitor wet collateral report
and custodian aggregate reports.
Assist
with confirming Deed of Trust/ Mortgage recordation as needed. Assist with file storage; scanned loan file
documents and organized them in the correct folder.
Maintain
client satisfaction through excellent customer service and efficient solving of
problems.
Establish working relationship with client
funders as appropriate for job function.
Treats
people with respect; keeps commitments; inspires the trust of others; works
ethically and with integrity; upholds organizational values; accepts
responsibility for own actions.
Follows
policies and procedures; completes tasks correctly and on time; supports the
company’s goals and values.
Demonstrates
knowledge of and adherence to EEO policy; shows respect and sensitivity for
cultural differences; educates others on the value of diversity; promotes
working environment free of harassment of any type; builds a diverse workforce
and supports affirmative action.
Performs
the position safely, without endangering the health or safety to themselves or
others and will be expected to report potentially unsafe conditions. The
employee shall comply with occupational safety and health standards and all
rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are
applicable to one’s own actions and conduct.
Performs
other duties and projects as assigned.
Banc
of California is an equal opportunity employer committed to creating a diverse
workforce. All qualified applicants will receive consideration for employment
without regard to age (40 and over), ancestry, color, religious creed
(including religious dress and grooming practices), denial of Family and
Medical Care Leave, disability (mental and physical) including HIV and AIDS,
marital status, medical condition (cancer and genetic characteristics), genetic
information, military and veteran status, national origin (including language
use restrictions), race, sex (which includes pregnancy, childbirth,
breastfeeding and medical conditions related to pregnancy, childbirth or
breastfeeding), gender, gender identity, gender expression, and sexual
orientation.
ESSENTIAL
KNOWLEDGE, SKILLS, AND ABILITIES:
Demonstrates knowledge of, adherence to,
monitoring and responsibility for compliance with state and federal regulations
and laws as they pertain to this position including but not limited to the
following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit
Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA),
Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act
(FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act,
Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to
Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act
(CRA).
Intermediate
knowledge of related state and federal banking compliance regulations, and
other Bank lending policies.
Intermediate
knowledge of title policies and related loan regulations such as RESPA, HMDA
and other Bank lending policies on loans to directors.
Effective organizational and time management skills.
Intermediate
skills in computer terminal and personal computer operation; Microsoft Office
applications including but not limited to: Word, Excel, PowerPoint and Outlook.
Intermediate
typing skills to meet production needs of the position.
Intermediate
math skills; calculate interest and percentages; balance accounts; add,
subtract, multiply and divide in all units of measure, using whole numbers,
common fractions and decimals; locate routine mathematical errors; compute
rate, ratio and percent, including the drafting and interpretation of bar
graphs.
Exceptional
oral, written and interpersonal communication skills with the ability to apply
common sense to carry out instructions, interpret documents, understand
procedures, write reports and correspondence, and speak clearly to customers
and employees.
Ability to complete routine forms, use existing form
letters, and/or conduct routine oral communication.
Ability to work with general supervision while performing
duties.
EDUCATION,
EXPERIENCE AND/OR LICENSES:
High School Diploma and a minimum of 4 years’
related work experience and/or training. Work related experience should consist of a
credit or loan processing background.
