Req ID: 58070
Areas of Interest: Commercial Banking
BOK Financial (BOKF), Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top 25 U.S.-based financial services holding company with operations in ten states Oklahoma, Texas, Arkansas, Arizona, Colorado, Kansas/Missouri, New Mexico, Nebraska and Wisconsin. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies. .The Manager, Commercial Lending is primarily responsible for managing commercial loan portfolios comprised of small industry groupings or limited geographical regions; coordinates the lending activities of a team of commercial loan officers. Makes and services a variety of large and often complex loans to customers within defined market. This includes making and servicing a wide variety of business and individual loans, both secured and unsecured, the majority of which involve large amounts of money and/or important customers. Functions as a financial advisor regarding the full array of bank products and services that will meet client needs. Markets both credit and non-credit products.

PRINCIPLE DUTIES AND RESPONSIBILITIES:

- Directs and supervises work of area personnel; determines work priorities and schedules work assignments; interviews and recommends candidates; evaluates, orients, counsels and trains subordinate personnel and recommends associated personnel actions; supervises and develops staff of line account managers to ensure effective maintenance and development of existing account relationships and solicitation of new business.
- Defines annual department objectives; develops operating plan, including budgets and manpower requirements, in compliance with senior management decisions. Develops department programs to comply with organization requirements.
- Analyzes effectiveness of programs and recommends changes in policies and procedures to meet goals and objectives. Drafts proposals for new policies and procedures.
- Coordinates the commercial banking business development program and officer call schedule as it pertains to the assigned team or unit.
- Calls on major commercial accounts to develop new relationships with prospective clients, and retains existing business; promotes the bank's services and introduces customers to other departments when a service can be rendered.
- Assists team members with complex account relationships, and guides less-experienced member of the team in matters relating to credit policy and complex financial arrangements; approves credit beyond the lending limits of team members; serves as a resource to team loan officers in the areas of marketing, new business development, and loan analysis and servicing.
- Negotiates loan proposals; analyzes and evaluates credit requests which includes reviewing and the detailed analysis of current financial statements and collateral valuations, credit analysis, cash flow analysis, delinquency reporting, ensuring exceptions are documented, reviews reports necessary to monitor asset and credit quality and compliance with policy/regulation, and writes loan commitments; recommends appropriate credit grade; makes oral presentation to loan committee; implements approval or declination action.

KNOWLEDGE, SKILLS and ABILITIES:
- Extensive knowledge and understanding of credit underwriting and complex accounting issues
- Advanced knowledge of loan documentation (including legal aspects of loan transactions), policy and regulations
- Specialized advanced knowledge of commercial banking products and market factors in order to serve customers
- Excellent written and verbal communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations; ability to communicate with senior level management, regulators, and executive officers
- Leadership ability and team building skills
- Demonstrated capacity to sell within the financial services industry with advanced negotiating skillsThis level of knowledge is normally acquired through a Bachelor's degree in Business Administration or Finance and 10+ years commercial lending experience or equivalent work experience.
BOK Financial is a stable and financially strong organization that provides excellent training and development to support building the long term careers of our employees. With passion, skill and partnership you can make an impact on the success of the bank, our customers and your own career!

Apply today and take the first step towards your next career opportunity!

BOK Financial is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation, genetic information or veteran status.
Please contact recruiting_coordinators@bokf.com with any questions.