Posted in General Business 30+ days ago.
Type: Full-Time
Location: New York, New York
The position is in Middle Market Banking and Specialized Industries' organization with a particular focus on Technology & Disruptive Commerce ("TDC") industry clients with revenues between $20mm and $500mm. The TDC underwriting team is responsible for the credit risk management of clients in the innovation economy with a specific focus on the software, hardware/systems, internet, IT services, emerging growth and digital media sectors. Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US. These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.
The Associate is the primary credit risk manager for a portfolio of Middle Market Banking Technology & Disruptive Commerce industry clients and transactions. In this capacity, the Associate works in partnership with a team of TDC bankers and product partners to risk grade borrowers, analyze and approve credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation. The Associate is also responsible for on-going monitoring and risk management of an assigned portfolio of credit clients. To be successful, this individual needs to develop a broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio. The Associate will report to the TDC Group Credit Risk Director and be supported in his/her day to day work by a dedicated team of Analysts and fellow Underwriters that report to the same Credit Risk Director. The Associate will be expected to play an important role in mentoring and developing junior talent to enhance the performance of the broader team. The position is "client facing" and domestic travel will be required from time to time.
Responsibilities
1. Risk Assessment
2. Credit Approval Process
3. Portfolio Management
Qualifications:
- Superior credit, lending, negotiation, loan documentation, and financial modeling skills
- Strong interpersonal and communication skills
- Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
- Completion of a major commercial/investment bank credit training program or equivalent experience, and a thorough understanding of bank credit policies and procedures
- Minimum of 3-4 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing. Experience working with innovation economy industry clients is preferred
- BA/BS degree is required, MBA is a plusJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans
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