Job Description:
Overview
Responsible for managing and supporting the underwriting function in alignment with department policies, practices and standards.

Job Description

• Manage an underwriting staff of approximately 5-10 underwriters
• Ensure underwriting service levels are achieved
• Ensure underwriting quality meets company and investor standards
• Carry out personnel management including hiring, counseling, training.
• Continuously evaluate processes to ensure application of best practices and maximize staff utilization
• Provide training as needed to underwriting staff ensuring that all staff are adequately informed of program guidelines and underwriting practices
• Provide support to production staff regarding underwriting and credit policy matters
• Completes second reviews of loan files and resolves exception cases
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization's desired culture and values

Ideal Candidate will have the following:

• Current and extensive knowledge of FNMA/FHLMC, FHA, and VA program guidelines.
• Experience analyzing financial statements for high net worth borrowers
• A thorough understanding of cash flow methodology for complex tax returns including, but not limited to, partnerships, corporations, S-corporations, as well as, treatment of capital gains and trust income
• Must be highly proficient in Excel and Word
• Must be a team player with strong attention to detail and able to work independently
• Proven track record at delivering timely and accurate information in a fast-paced environment
• Excellent critical thinking, problem solving, mathematical skills and sound judgment
• Financial Services and, if possible, mortgage industry experience preferred
• Strong business acumen and ability to interface with executive management

Years of Experience: 5

Education: Bachelor's Degree

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