Credit Management Specialist at Banc of California

Posted in Banking 26 days ago.

This job brought to you by eQuest

Type: Full-Time
Location: Santa Ana, California





Job Description:

Banc of California, Inc.
(NYSE: BANC) is a bank holding company with approximately $9 billion in assets
and one wholly-owned banking subsidiary, Banc of California, N.A. (the “Bank”).
With our 700+ dedicated professionals, we provide customized and innovative banking
and lending solutions to businesses, entrepreneurs and individuals throughout
California. We proudly partner with community organizations that provide
financial literacy, job training, small business support, and affordable
housing to help improve the communities where we live and work. With a
commitment to service and building enduring relationships, we provide a higher
standard of banking.

 

JOB SUMMARY:


Responsible for
assisting the Credit Administration team in the execution of key credit risk
oversight controls at the corporate level. Assists with the management of
deliverables for the Office of the Comptroller of the Currency (OCC) and other
Federal and State regulatory organizations. Performs all duties in accordance
with the company’s policies and procedures, all U.S. state and federal laws and
regulations, wherein the company operates.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES:


  1. Performs
    credit administration tracking activities and follows up with internal and
    external contacts for missing documentation in a timely manner.

  2. Assists
    in the development and implementation of a risk rating change tracking report
    and the development of trend reporting for purposes of more effectively
    organizing and monitoring potential Bank risks.

  3. Assists
    in the preparation, organization and accuracy of responses to inquiries from
    Business Unit Managers and Credit Administrators. Documents and files responses
    for record keeping and archival purposes.

  4. Assists
    in the management of problem loan administration and participates in the
    coordinating of paper and electronic data for the department.

  5. Responsible
    for assisting in the development and implementation of new processes, controls,
    and credit oversight guidance for the Bank; specifically serving as a
    designated representative and in-house expert from the Credit Administration
    department.

  6. Interacts
    and communicates with internal business partners to obtain and clarify needed
    information in a timely, courteous and effective manner.

  7. Participates
    in all Bank required Compliance training, either online or in-house.

  8. Supports
    the Company’s Mission Statement by being proactive in providing extraordinary
    personal service to all internal and external business partners of the Company.

  9. Facilitates,
    organizes, develops, and implements the Business Continuity Plan (BCP) on
    behalf of the Credit Administration department, as required.

  10. Treats
    people with respect; keeps commitments; inspires the trust of others; works
    ethically and with integrity; upholds organizational values; accepts
    responsibility for own actions.

  11. Follows
    policies and procedures; completes tasks correctly and on time; supports the
    company’s goals and values.

  12. Demonstrates
    knowledge of and adherence to EEO policy; shows respect and sensitivity for
    cultural differences; educates others on the value of diversity; promotes
    working environment free of harassment of any type; builds a diverse workforce
    and supports affirmative action.

  13. Performs
    the position safely, without endangering the health or safety to themselves or
    others and will be expected to report potentially unsafe conditions. The
    employee shall comply with occupational safety and health standards and all
    rules, regulations and orders issued pursuant to the OSHA Act of 1970, which
    are applicable to one’s own actions and conduct.

  14. Performs
    other duties and projects as assigned.


 

Banc of California is an equal opportunity
employer committed to creating a diverse workforce. All qualified applicants
will receive consideration for employment without regard to age (40 and over),
ancestry, color, religious creed (including religious dress and grooming
practices), denial of Family and Medical Care Leave, disability (mental and
physical) including HIV and AIDS, marital status, medical condition (cancer and
genetic characteristics), genetic information, military and veteran status,
national origin (including language use restrictions), race, sex (which
includes pregnancy, childbirth, breastfeeding and medical conditions related to
pregnancy, childbirth or breastfeeding), gender, gender identity, gender
expression, and sexual orientation.

ESSENTIAL KNOWLEDGE, SKILLS, AND ABILITIES:


  • Demonstrates
    knowledge of, adherence to, monitoring and responsibility for compliance with
    state and federal regulations and laws as they pertain to this position
    including but not limited to the following: Regulation Z (Truth in Lending
    Act), Regulation B (Equal Credit Opportunity Act), FHA (Fair Housing Act), Home
    Mortgage Disclosure Act, Real Estate Settlement Procedures Act, Fair Credit
    Reporting Act, Bank Secrecy Act in conjunction with the USA PATRIOT Act,
    Anti-Money Laundering and Customer Information Program, Right to Financial
    Privacy Act (state and federal) and Community Reinvestment Act.

  • Strong working knowledge of the Microsoft Suite
    of Applications.

  • Intermediate typing skills to meet production
    needs of the position.

  • Intermediate
    math skills; calculate interest and percentages; balance accounts; add,
    subtract, multiply and divide in all units of measure, using whole numbers,
    common fractions and decimals; locate routine mathematical errors; compute
    rate, ratio and percent, including the drafting and interpretation of bar graphs.

  • Strong
    oral, written and interpersonal communication skills with the ability to apply
    common sense to carry out instructions and instruct others, train personnel,
    interpret documents, understand procedures, write reports and correspondence,
    and speak clearly to customers and employees.

  • Strong customer service skills.

  • Effective organizational and time management
    skills.

  • Ability to understand, remember, and apply oral
    and/or written instructions or other information.

  • Ability to understand, remember, and communicate
    routine, factual information.

  • Ability
    to understand complex and recurring problems and to collaborate and explore
    alternative solutions.

  • Ability to make sound judgments that have a
    significant impact on the immediate work unit.

  • Ability to organize and prioritize own work
    schedule on a short-term and long-term basis.

  • Ability to understand and follow basic
    instructions and guidelines.

  • Ability
    to complete routine forms, use existing form letters, and/or conduct routine
    oral communication.

  • Ability
    to communicate with individuals utilizing a telephone; requires ability to hear
    and speak effectively on the telephone.

  • Ability
    to deal with difficult problems involving multiple facets and variables in
    non-standardized situations.

  • Ability to multi-task and work well in a
    team-oriented environment.

  • Ability to work with minimal supervision while
    performing duties.


EDUCATION, EXPERIENCE AND/OR LICENSES:


  • High
    school diploma or equivalent required; Bachelor's degree preferred

  • 7+
    years of work experience in the lending or financial institution arena





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