Mortgage Loan Officer at Banner Bank

Posted in Admin - Clerical 6 days ago.

This job brought to you by eQuest

Type: Full-Time
Location: Ashland, Oregon





Job Description:
















































Mortgage Loan Officer Opportunity Overview



The Mortgage Loan Officer attracts and makes real estate loans by building relationships with realtors, contractors, bank clients and other members of the local community. Loans must meet Bank standards for economic value and safety to contribute to the long-term profitability of the Bank’s operations.


As a Mortgage Loan Officer  for Banner Bank, you will have the opportunity to:



  • Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers

  • Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting

  • Provide financing sheets for listings and Realtor/builder open houses

  • Attend weekend open houses and/or subdivisions for loan solicitation purposes

  • Attend regular Realtor Association and Builder Association meetings

  • Take applications and/or meet with clients at Banner Bank branch locations

  • Attend closing signing appointments as needed

  • Attend internal training sessions, internal sales meetings, and external training

  • Comply with policies, procedures, security requirements, and government regulations


Travel: As required


 



QUALIFICATIONS



Education & Certifications




  • Bachelor’s degree in finance, business, marketing or a related field preferred



Experience




  • 3 or more years of experience in banking or mortgage lending origination required



Required Skills




  • Expert in mortgage loan origination processes and procedures, regulations and underwriting

  • Effective presentation, verbal and written communication, and negotiation skills

  • Knowledge of current market competition, sales strategies, trends and activity

  • Knowledge of federal and state laws and regulations relating to real estate lending and of state housing agency loan programs, low to moderate income lending and Community Reinvestment Act


 



Compensation & Benefits




  • Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection

  • 401k (with up to 4% match)



About Banner Bank



For more than a century, Banner Bank has played an important part in the history and growth of the communities we serve by delivering competitive financial services to our clients.   Today, Banner Bank is a publicly held bank holding company with $10 billion in assets, over 2,000 employees and more than 200 locations, in Washington, Oregon, Idaho, and California.  Banner Bank is a super community bank which strives every day to give back to our communities, helping to make them better places in which to work and live. 


Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.



NOTICE TO RECRUITMENT AGENCIES:



Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.






Sponsors